Have over $10k in Savings?

 

You have options! OPTION A is FDIC insured. OPTION B is secured by promissory note. Which Option would you prefer?

 

OPTION A:

1-Year CD

Beginning Balance: $20,000

Term: 12 months

CD interest rate: 1.0%

Value at term end: $20,200.94

OPTION B:

1-Year Loan

Loan: $20,000

Term: 12 months

Interest Rate: 8.0%

Value at term end: $21,600.00

If you prefer MORE INTEREST, the choice is clear!

You can earn ~800% more interest in the above example than you can in a traditional 1.0% APR Certificate of Deposit (CD) account.

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